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Free Appraisal: Fill out the form below to have a Gulfside representative contact you. If your loan is funded through us, receive a free appraisal on your home.
* $350 cash value, refunded at closing.

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*Please note, this is not a mortgage application. This is a request form to have a Gulfside representative contact you. This information is not sold or used for marketing

The most important piece...

You've worked hard to come this far. Why not use a broker who is going to work just as hard? Gulfside has earned a reputation for finding financing options banks and other lenders cant touch.

How? Hard work. We put all the pieces together and make your home buying experience a positive one. Read below to find out about some of the things we can do for you.

My Community Mortgage

Most Popular:

  • MY COMMUNITY mortgage features 40 year terms, interest only options, flexible on credit. Relaxed guidelines for teachers, police, firefighters and more.
    learn more.

  • THE DOCTOR LOAN 100% financing no money down. No PMI up to $850,000 dollars. Interest only options available. A true loan for doctors with special underwriting.  
    learn more.

  • FLEX EQUITY is available for primary, second home or investment properties. Open ended or fixed rates, 30 year terms available and offering an Interest only feature.  learn more.

How To:

Lower Your Mortgage Payment: Lowering your payment can be easy if you take the right steps. Fix your credit. Make sure there are no errors before you apply. Extend your mortgage term. Spreading payments over a greater period of time means you pay less each month. Work with a mortgage broker. A mortgage broker can find rates and terms that meet your monthly payment requirements.

Mortgage Tips:

  • Don't Over Borrow: Its ok if you want the best home you can afford, but be sure that it is financially possible. Just because you might qualify, doesn't mean it will work with your budget.

  • Make A Budget: Plan a budget, and really use it. A working budget will allow you to get the most for your money, with out settling for something you don't want.

  • Gather Documentation: Gather Documentation: You don't need everything before you apply, but there are some things you are eventually going to need, so get them together now. Make a document checklist, and make sure everything is correct.

My Community Mortgage

  • Reduced Insurance
  • Interest Only Option
  • 40 Year Terms
  • Flexible On Credit

My Community mortgage is a flexible program for purchases. It has several unique features, including an interest only option, 40 year terms, and there is no minimum borrower contribution. Flexible credit guidelines make it perfect for almost any situation. If you are a firefighter, police officer, teacher, health care professional, or have a disability, credit requirements are even less. Contact Gulfside today for more information about this product.

HUD FHA Mortgage

  • Low Down Payment
  • Flexible On Credit
  • Low Closing Costs
  • Federally Insured

Specially designed for low to moderate income families, FHA mortgages aim at keeping costs down. Smaller down payments, easier credit qualification, and lower closing costs are the primary features of FHA loans. If you are a first-time home buyer, don't have a lot of money to put down, or you have less than perfect credit, this program is for you. FHA has several loan options, so you can work with a Gulfside representative to find out what is best for you. Contact us today.








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