The purchase of a Zero Energy Home is a commitment to the future of our environment as energy production is becoming an increasingly larger issue than ever before. Your permanent financing is also a significant consideration and deserves special attention. It is important to consider not only your immediate personal needs, but your long term financial goals as well. With a multitude of loan products to choose from, it is important to select the program that is right for you.

Construction/Permanent financing is one loan that includes the duration of the construction process and converts to the end loan portion upon completion. A few of the programs features include:

• Interest Only


• 30 Year Fixed Rate - Lock In A Low Rate Now


• One Closing For Your Convenience


• No Payments During Construction


• Get Approved For Your New Home Without Using Current Mortgage Payment In Qualifying


• Best Of All... Special Financing Options For Energy Efficient Homes

Building the home of your dreams is a wonderful opportunity. You have many custom selections to make. That process is fun and exciting. The right financing package is just as important. There are many things unique to construction/permanent loans. Your lender should take the time to explain the process to you and have experience in this type of financing. As the consumer, don't hesitate to ask questions and have a good understanding of the transaction. You, your builder and your lender are going to be partners throughout the construction process. A good partnership is crucial to the timely completion of your new home and creates a good experience from beginning to end.

Schroedres Homes Inc. also offers many standard construction homes. They have been building on the GulfCoast since 1994, and have earned a reputation as one of the areas best builders. You can visit them on the web here.